The Juilliard School offers an excellent Student Health Insurance Plan (SHIP) that provides benefits for off- campus medical services and prescription drugs.
Coverage
- Coverage for sickness and injury.
- Coverage for preventative services as mandated by the Affordable Care Act (ACA).
- Prescription drug benefit
- Unlimited annual or lifetime maximum for covered benefits.
Students should refer to the insurance brochure for details regarding what is and is not covered and what percentages of expenses are covered. Most conditions require students to pay a portion of expenses.
The Juilliard Student Health Insurance Plan is in compliance with New York insurance regulations and meets or exceeds the minimum insurance standards for student health insurance plans as established by the Affordable Care Act.
General questions about health insurance and prescription drug coverage may be directed to the Administrative Director of Health and Counseling Services at (212) 799-5000 ext. 282 or email Beth Techow.
AETNA Student Health has an informative website and may be reached by phone at 800-868-8577.
The student insurance plan offers coverage for in-network providers and out-of-network providers. Students will save more money by using in-network providers. It will be more expensive to see out-of-network providers as the plan has a higher deductible and copays for out-of-network providers and uses an “allowed amount” calculation so the amount over the “allowed amount” will not be covered. See the brochure or find more information here.
Enrollment
All full-time students are automatically enrolled in the Juilliard Student Health Insurance Plan (SHIP). All students are strongly encouraged to remain enrolled in the Student Health Insurance Plan.
Enrollment is mandatory for all international students, and coverage may not be waived under any circumstances.
US students may waive enrollment in the SHIP if they have US-based insurance which meets the waiver criteria, including coverage for medical services in New York City. Students must provide documentation and complete an online waiver. The waiver is available in July at www.gallagherstudent.com/juilliard and the waiver is due August 1, 2024.
Waiver Requirements
Fully compliant with all aspects of the Affordable Care Act
Underwritten and administered in the United States
Coverage for New York City medical providers and hospitals
Provides coverage for urgent and non-urgent care including
- Preventive and routine benefits
- In-Patient and out-patient surgery and hospitalization
- Lab Work, diagnostic x-rays, physical therapy, emergency room treatment, ambulance services and prescriptions
Emergency only coverage does not satisfy this requirement
In-patient and out-patient mental health, substance abuse and counseling services
Insurance policy will be in effect for the entire academic year, August 2024 through May 2025
The health insurance plan makes direct payment to providers, versus a reimbursement plan that requires payment first
Out of state Medicaid plans, except New Jersey, will not fulfill the waiver requirements as it does not provide non-urgent coverage out of state
Students waive for one policy year only and will need to waive coverage again every Fall.
To waive the insurance coverage, students will go to the Gallagher Student Health website, which will be available in July.
Juilliard Student Health Insurance Plan (SHIP) Academic Year 2024-25
Plan dates August 15, 2024-August 14, 2025.
Premiums Academic Year 2024-25
Annual $3,096.00, Fall Semester (8/15/24-12/31/24) $1,179.00, Spring Semester (1/1/25-8/14/25) $1,917.00
AETNA Student Health is the insurance carrier and network.
Gallagher Student Health is the student insurance broker.
Students should make an appointment with Health Services first for all non-emergency conditions. When appropriate, Health Services will assist you with recommendations to specialists that are in-network with AETNA, please schedule an appointment.
Health Services is happy to assist you with questions. Please email Beth Techow, Administrative Director at [email protected].
Juilliard Student Health Insurance Plan (SHIP) Academic Year 2023-24
The Juilliard School Student Health Insurance Plan for the 2023-24 academic year will be through AETNA Student Health.
Plan dates are August 15, 2023-August 14, 2024.
COVID-19 Tests
Juilliard is providing free at-home COVID-19 rapid antigen tests, please pick up at Public Safety or Health Services.
2024-25 Student Health Insurance Plan
- Juilliard Student Health Insurance brochure link (scroll down to 2024-2025 Plan Design and Benefits Summary)
- AETNA Student Health: print ID card, access benefit information, find a provider, claims information
- How to submit claims to AETNA for reimbursement list version [PDF] and visual version [PDF]
- How to Use Your Juilliard Insurance Over School Breaks [PDF]
- 1095 Information for 2023
- Insurance coverage for COVID-19 testing, treatment, and vaccines